Backing Ireland’s Business Owners

Lending you can count on, without the stress.

How much do you need?

€

Over how many months?

Monthly Payment

€8,717

Apply Now

* Based on 8.4% average rate. Actual rates will vary.

Proudly Irish

What People Say

Hear from the businesses we've helped grow.

We met Gary 2 years ago and at any moment we needed short term finance he assisted us from start to finish. Got us cheaper rates on finance too . Don’t think he has ever let us down . Strongly recommend him for all your business finance needs . Autumn-Blu.

Ajay Nagpal

Aumtum Blu

Great company to deal with. Very straightforward and they turned everything around very quickly few days and we had our cash in the bank . I would highly recommend Simpli Finance to anyone looking for cash injection into your business.

Richard Flood

RFC Security Group

Simplí always provides quality information in their lending proposals. We've found them to really understand the market and their client's interests are always a priority.

Pat Fitzgerald

Managing Director, GRID Finance

Simplí is one of the best we have ever dealt with. Gary is very passionate and paid attention to our business loan needs. Top marks all the way!

Barry Drumm

The Look Mam Hospitality Group

Our experience with Simplí Finance has been absolutely flawless. Gary is very knowledgeable and friendly. He made our business loan application stress-free and offered the best advice.

Fiona Meek

Asecure Ltd

Our Services

We offer comprehensive business finance and payment solutions tailored to your specific needs.

Business Loans

Flexible funding solutions to help your business grow, from working capital to equipment financing.

Revenue Based Lending

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Fixed Term Business Loans

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Asset Finance (Truck, Van, Bus & Machinery)

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Professional Finance

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Merchant Services

Complete payment processing solutions to help your business accept payments efficiently and securely.

Card payment processing
Online payment solutions
Competitive rates & transparent pricing
24/7 customer support

Learn More About Merchant Services →

Ready to explore our funding and payment solutions?

Give Us a Ring: +353 1 566 6844

Fresh From The Press

Stay informed with our latest articles on business finance

Alt text: Hospitality business owner standing in a quiet café or pub during slow season, reviewing paperwork at a wooden counter with a laptop, receipts, calculator, and notebook, while empty tables and warm lighting fill the background.

16 April 2026 By Gary Grimes

9 Things to Know About Hospitality Business Finance During Slow Season in Ireland

Discover 9 essential insights about hospitality-slow-season-finance-ireland. Learn how to manage cash flow, funding, and financial planning for Irish hospitality in 2026.

A female Irish café owner reviewing a cash flow spreadsheet on a laptop to address a shortfall, set in a cozy coffee shop with a rainy Dublin street and a "Support Local" sign in the background.

16 April 2026 By Gary Grimes

6 Ways to Fund a Cash Flow Shortfall in Your Irish Café or Coffee Shop

Discover 6 effective ways to fund a cash flow shortfall in your Irish café or coffee shop. Explore cafe-coffee-shop-cash-flow-finance-ireland solutions for 2026.

Irish small business owner standing beside a white commercial van outside a modern business premises, holding keys and reviewing paperwork, illustrating commercial vehicle finance for SMEs in Ireland.

15 April 2026 By Gary Grimes

9 Things to Know About Commercial Vehicle Finance in Ireland (For SMEs)

Discover 9 essential facts about commercial vehicle finance Ireland for SMEs in 2026. Learn options, benefits, and tips to secure the best finance deal.

View All Articles

What Makes Us Different?

We're not your typical finance broker. We're Irish business owners helping other Irish business owners succeed.

Have a Chat Over Coffee

No stuffy meetings or corporate jargon. Just a proper conversation about your business needs over a cup of coffee.

Local Knowledge

We understand the Irish market inside out. From Dublin to Cork to Belfast, we know what works for Irish businesses.

Straight Talk, No Jargon

We'll tell you honestly what's possible and what's not. No false promises, just real solutions for real businesses.

Your Success = Our Success

We only get paid when you get funded. Your success is literally our business model. How's that for alignment?

Ready to work with people who actually care about your business?

Give Us a Ring: +353 1 566 6844

About Us

We're Ireland's trusted business finance partner.

Years Experience

Over a decade of expertise in Irish business finance.

Happy Clients

Trusted by hundreds of Irish businesses across all sectors.

€0M+

Funding Secured

Successfully secured over €50 million for Irish businesses.

Ready to Unlock Your Business Potential?

Get your funding decision within 24 hours. Our team of experts is ready to help you find the perfect financing solution for your business.

Schedule Call Call Now

The People Behind Your Success

Our experienced team of finance professionals is dedicated to helping Irish businesses access the funding they need to grow and thrive.

Gary Grimes

Founder / CEO | Head Of Revenue

Gary Grimes founded Simplí to make business finance simpler for Irish SMEs. As Founder & CEO of Simplí Finance and Head of Revenue at Simplí, he brings 15+ years of experience helping owners unlock working capital, improve cashflow, and optimise how they get paid, quickly, transparently, and with straight answers.

Jamie McElwaine

Director - Business Development

Jamie oversees our operations in Northern Ireland & UK, specializing in cross-border funding solutions and expanding our network of lending partners.

Reina Cahill

Marketing Team

Reina is a Junior Marketing Executive at Simplí, focused on producing high-output content and campaigns that generate qualified leads for Irish SMEs seeking working capital and business funding. She works across social media, email, and digital campaigns to turn clear messaging into real conversations, bookings, and pipeline.

Katelyn Hearns

Lending Operations Manager

Katelyn manages our lending operations, ensuring smooth application processes and maintaining our high standards of client service excellence.

Janice Kelly

Executive Assistant & Office Manager

Janice keeps Simplí running smoothly. As Executive Assistant and Office Manager, she supports the leadership team, coordinates key projects, and ensures the entire operation stays organised and efficient.

Got Questions? We Have Answers

Find answers to the most common questions about our business financing services.

Simplí Finance and GDG Finserv are not regulated by the Central Bank of Ireland and are not registered credit intermediaries. Because we work solely with business-to-business commercial lending, we fall outside the requirements of the Consumer Credit Act 1995.

Yes, definitely. We work with accountancy firms across Ireland to provide non-bank lending options for their clients. You stay in control of your client relationships while we take care of securing the funding. Many of the loans we arrange come through our accountant partner network.

Yes, we do. Our secured lending specialists can help with property finance and bridging loans anywhere in Ireland. Whether you’re buying a commercial property, refinancing, or covering a short-term funding gap, we’ll connect you with the right lender for your needs.

We can arrange business loans from €30,000 up to €10 million. Smaller loans are usually unsecured, while larger loans may be secured against property or assets. The exact amount depends on your company’s size, industry, and repayment capacity.

We charge a Professional Success Fee of 2% when your loan is successfully approved and drawn down. There are no upfront fees, we only get paid when you do.

We work with a wide range of Irish SMEs. To qualify, your business should: - Be a Limited Company (we currently can’t support sole traders) - Have at least one set of accounts filed with the Companies Registration Office (CRO) - Generate annual revenue of €250,000 or more

No, Simplí Finance isn’t a direct lender. We act as your business finance broker. That means we find the best funding option for your business through our trusted network of finance partners. We handle everything from the initial paperwork to loan approval and drawdown so you can stay focused on running your business.

Simplí Finance is a fully Irish-owned business loan and finance consultancy based in Dublin 12. Founded in 2020 by Managing Director Gary Grimes, we help Irish SMEs access tailored finance solutions. Whether you’re looking for working capital, asset finance, or secured lending, our goal is to make business funding faster and easier for you.

Yes. Simplí Up North Ltd operates as an Appointed Representative of AJL Finance Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA). Simplí Up North introduces UK businesses seeking commercial finance, while AJL Finance Ltd manages the regulated aspects of the process to ensure full compliance.

Still have questions? We're here to help!